Student Loans

Loan Policy

Wiregrass Georgia Technical College now participates in the Federal Direct Loan program to offer subsidized and unsubsidized loans to students. Students may also apply for loans from a private student lender which will disburse funds directly to the college. Please use the WGTC Net Price Calculator to help estimate your cost of attendance and expected aid. Applicants must have a current FAFSA with an existing unmet need after the Expected Family Contribution and Expected Financial Aid is removed from the college's Cost of Attendance.

Federal Direct Loans

The Federal Direct Loan Program allows students to borrow money at a low interest rate for educational expenses. STUDENTS MUST COMPLETE A FAFSA AND COMPLETE A NEW STUDENT LOAN APPLICATION EACH YEAR. MULTI-YEAR PROMISSARY NOTES WILL BE ACCEPTED PROVIDED THEY HAVE NOT EXPIRED.

Private Student Loans

Private loans are credit-based loans to help students “bridge the gap” between the financial aid they have been awarded and any additional amounts that may be needed to pay for educational expenses, such as outstanding tuition, fees, and books. STUDENTS MUST COMPLETE A FAFSA AND COMPLETE A NEW STUDENT LOAN APPLICATION EACH YEAR.


Priority Date for Completing Loan Applications

  • Summer Semester 2013: April 22, 2013
  • Fall Semester 2013: July 10, 2013